Jadikan KPR Bank Sinarmas sebagai bank pilihan untuk mewujudkan rumah idaman. Yuk, cari tahu produk beserta persyaratannya secara lengkap di sini!
Memiliki merupakan impian banyak orang.
Salah satu cara untuk mewujudkan impian tersebut adalah menggunakan Kredit Kepemilikan Rumah (KPR).
Salah satu produk KPR yang bisa jadi alternatif untuk Property People adalah KPR Bank Sinarmas.
Apabila kamu ingin mencari tahu seluk beluk dari KPR ini, ada beberapa hal terkait produk, keuntungan, suku bunga hingga syarat pengajuannya secara lengkap.
Seperti apa? Simak pembahasannya bersama-sama!
Produk dan Suku Bunga KPR Bank Sinarmas
Sumber: Banksinarmas.com
Produk KPR ini adalah jenis pinjaman dari Bank Sinarmas untuk membantu nasabahnya dalam mewujudkan hunian idaman.
Ada dua jenis KPR dari Bank Sinarmas, yakni KPR Reguler dan KPR Flexi.
Perbedaan dari dua jenis KPR ini ada pada jangka waktu minimum suku bunga KPR yang ditetapkan.
Kamu bisa mengetahui perbedaan keduanya sebagai berikut:
Nama Produk
Skema
Bunga
Jangka Waktu
KPR Regular
Fixed 1 Tahun
3,75% p.a
5 Tahun
Fixed 3 Tahun
4,50% p.a
7 Tahun
Fixed 5 Tahun
5,50% p.a
10 Tahun
KPR Flexi
Fixed 2 Tahun
7,99% p.a
5 Tahun
P.a: Per annum
Ketentuan masa tetap pada periode bunga atau tingkat sewa tetap.
KPR Flexi: KPR yang memberikan keringanan pembayaran angsuran untuk nasabah hanya membayar bunga selama 2 tahun saja dengan bunga fixed.
Untuk tenor pembayaran KPR bisa digunakan dengan jangka waktu hingga 25 tahun.
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