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6 Cara agar Tak Menyesal Beli Rumah Subsidi, Perhatikan Hal Berikut Ini!
24 Desember 2024 · 4 min read Author: Insan Fazrul · Editor: Elmi Rahmatika
Inilah beberapa siasat agar kamu tak menyesal beli rumah subsidi. Perencanaan matang jadi hal penting!
Saat ini, harga rumah relatif sudah sangat tinggi.
Meski begitu, ada beberapa alternatif yang layak dicoba untuk mempunyai tempat tinggal.
Salah satunya adalah dengan membeli rumah subsidi.
Rumah subsidi adalah jenis hunian yang bisa didapat dengan skema Kredit Pemilikan Rumah (KPR).
Sesuai namanya, rumah subsidi adalah hunian murah yang disediakan oleh pemerintah.
Tujuannya adalah untuk membantu masyarakat supaya mempunyai rumah sendiri.
Namun, tak sedikit orang yang menyesal beli rumah subsidi.
Pasalnya, beberapa kondisi rumah subsidi ada yang kurang ideal, misalnya, dari segi spesifikasi hingga lokasi.
Nah, artikel ini akan mencoba memberikan tips atau siasat agar kamu tak menyesal beli rumah subsidi.
Ingin tahu lebih lengkap? Cek ulasannya di bawah!
Cara agar Tak Menyesal Beli Rumah Subsidi
sumber: istockphoto.com
1. Cari Rumah Subsidi yang Lokasinya Tak Terlalu Jauh
Rumah subsidi dikenal sebagai hunian yang mempunyai lokasi yang jauh dari pusat keramaian.
Supaya tak menyesal, cobalah cari rumah subsidi yang lokasinya tak terlalu jauh.
Minimal, temukan hunian subsidi yang dekat dengan fasilitas umum, seperti sekolah, pasar, hingga akses transportasi umum.
Dengan kondisi rumah yang tak jauh dari keramaian, aksesibilitas otomatis jadi serbamudah.
2. Cek Kondisi Air
Air menjadi kebutuhan utama setiap manusia saat tinggal di sebuah rumah.
Oleh sebab itu, sebelum beli rumah subsidi, pastikan kamu cek kondisi airnya.
Usahakan kebutuhan air terpenuhi, kalau bisa airnya pun jernih dan bebas bau.
Andai kondisi air jelek atau malah tak ada akses air, lebih baik jangan beli rumah subsidi tersebut.
3. Lihat Kondisi Bangunan
Siasat agar kamu menyesal beli rumah subsidi selanjutnya adalah dengan melihat kondisi bangunan secara menyeluruh.
Pastikan kondisi bangunannya layak dan tak ada kerusakan yang berarti.
Jangan sampai kamu hanya “melihat” kondisi bangunan dari brosur atau sales rumah.
Survei sendiri rumahnya dan cek dengan teliti.
Kondisi rumah yang ideal bisa menghemat bujet renovasi, apalagi kalau rumahnya sudah tahan gempa.
4. Cari Tahu Reputasi Pengembang
Pengembang atau developer perumahan yang terpercaya biasanya akan memberikan jaminan rumah berkualitas.
Makanya, sebelum beli rumah cari tahu dulu reputasi pengembangnya.
Kamu bisa melakukan riset lewat internet perihal developer rumah yang sedang jadi incaran.
Cek rekam jejaknya; di mana saja proyek yang pernah mereka garap dan seperti apa hasilnya.
Selain itu, developer yang terpercaya akan memudahkanmu dalam melakukan komunikasi jika ada hal yang ingin disampaikan.
5. Kondisi Lingkungan Rumah yang Aman
Siasat agar kamu tak menyesal beli rumah subsidi berikutnya dengan melakukan cek kondisi lingkungan.
Beberapa hal yang bisa kamu cek adalah soal bencana. Apakah di lingkungan tersebut bebas banjir atau bebas dari bencana lain?
Tak hanya itu, cek pula kondisi keamanannya. Beberapa rumah subsidi kerap jauh dari keramaian sehingga cukup rawan kejahatan.
6. Sesuaikan dengan Keadaan Finansial
Meski rumah subsidi tergolong hunian murah dan bisa dicicil, tetap saja ada sebagian orang yang sering kesulitan membayar kreditnya.
Untuk itu, sebelum benar-benar memutuskan beli rumah subsidi, hitung dulu kemampuanmu dalam mencicil setiap bulannya.
Andai kamu masih belum siap, tunda dulu untuk beli rumah hingga benar-benar siap.
Jangan sampai kamu tergoda beli rumah murah dengan kondisi rumah yang jauh dari ideal.
Alih-alih merengkuh kebahagiaan, kamu mungkin akan pegal hati dengan rumah yang terlanjur dibeli.
Mending Rumah Subsidi atau Komersil?
Keputusan untuk membeli rumah subsidi atau rumah komersial merupakan langkah besar yang perlu dipertimbangkan dengan matang.
Pasalnya, keduanya memiliki kelebihan dan kekurangan masing-masing.
Namun, supaya tidak menyesal beli rumah subsidi, hal terpenting adalah memilih yang paling sesuai dengan kebutuhan, kemampuan finansial, dan prioritas.
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Sejak kuliah sudah aktif menulis di Pers Kampus. Usai lulus, Insan menjadi penulis lepas yang fokus dengan topik gaya hidup dan sepak bola. Kini, menulis di 99 Group dengan membahas properti, pendidikan, gaya hidup, hingga teknologi.
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