pertanyaan sebelum membeli rumah, sumber: freepik.com
Sederet daftar pertanyaan sebelum membeli rumah berikut ini mesti diajukan kepada developer agar terhindar dari penipuan. Yuk, baca ulasan lengkapnya!
Banyak orang yang menganggap bahwa membeli rumah merupakan keputusan terbesar dalam hidup.
Sebagai kebutuhan primer, memiliki hunian yang nyaman dan aman merupakan cita-cita hampir setiap individu.
Namun, dalam pembelian rumah, terlebih ketika membeli lewat skema KPR, tidak hanya anggaran saja yang mesti disiapkan, lo.
Kamu juga mesti mengetahui kredibilitas developer untuk menghindari modus penipuan yang kini marak terjadi.
Melansir detik.com, Yayasan Lembaga Konsumen Indonesia (YLKI) menyebut bahwa sektor perumahan menempati posisi keempat dalam hal pengaduan konsumen sepanjang 2022 dengan persentase 7,3 persen.
Bahkan, dalam 5 tahun terakhir, jumlah aduan konsumen perumahan selalu masuk 5 besar.
Maka dari itu, untuk mengantisipasi risiko penipuan, beberapa pertanyaan sebelum membeli rumah ini harus kamu ajukan kepada developer atau pengembang.
6 Pertanyaan sebelum Membeli Rumah yang Harus Diajukan kepada Developer
1. Apakah pembangunan telah dimulai dan kapan perkiraan bakal selesai?
Jika rumah yang akan kamu beli masih dalam tahap pembangunan, pertanyaan penting yang perlu dilontarkan adalah perihal realisasi pembangunan serta perkiraan selesainya.
Hal ini untuk memastikan bahwa pembangunan benar-benar dilakukan dan skema pembangunan berlangsung secara terukur.
Meskipun kamu telah membayar DP, pertanyaan tersebut tetap layak diajukan sehingga developer merasa mesti bertanggung jawab, terutama hubungannya dengan kepercayaan pada konsumen.
2. Bagaimana izin dan legalitas pembangunan proyek?
Pertanyaan sebelum membeli rumah yang tak kalah penting adalah perihal izin dan legalitas pembangunan proyek sangat penting untuk ditanyakan calon konsumen kepada developer.
Pasalnya, developer yang tepercaya biasanya baru bisa memasarkan rumah setelah izin-izin telah dikantongi.
Dengan demikian, proyek pembangunan pun akan aman karena memiliki kekuatan hukum.
Oleh karenanya, kamu dapat menanyakan izin pembangunan proyek perumahan seperti Persetujuan Bangunan Gedung (PBG).
3. Bagaimana skema pembayarannya?
Biasanya, developer memberikan penawaran skema pembayaran berbeda-beda, mulai dari KPR inden atau KPR inhouse.
Skema KPR inden biasanya dilakukan dengan kerja sama lewat bank sedangkan KPR inhouse disediakan oleh developer.
4. Apakah spesifikasi bangunan seperti yang ditawarkan?
Pertanyaan ini penting diajukan kepada developer sebagai bentuk tanggung jawab atas apa yang ditawarkan sebelumnya.
Pastikan bahwa spesifikasi rumah yang akan dibangun telah sesuai dengan kesepakatan mulai dari luas tanah, luas bangunan, fasilitas, dan lain sebagainya.
5. Kapan waktu serah kunci terima dilakukan?
Selanjutnya, pertanyaan sebelum membeli rumah yang penting untuk diajukan kepada developer adalah mengenai waktu serah terima kunci.
Hal ini penting sebagai acuan pembeli untuk menagih pengembang usai transaksi dilakukan.
Dalam kasus pembelian rumah inden, ada baiknya kamu membuat surat perjanjian kerja sama yang menyebut risiko jika pembangunan tidak sesuai dengan yang dijanjikan.
6. Adakah biaya tambahan yang dibebankan?
Membeli rumah seyogianya mesti memperhatikan biaya-biaya tambahan di luar harga rumah itu sendiri.
Misalnya, ketika ingin mengetahui biaya BPHTB, pastikan kepada developer nominal yang mesti disiapkan.
Dengan begitu, kamu bisa merinci anggaran atau biaya tambahan selain harga rumah yang telah disepakati.
Nah, dengan sederet pertanyaan sebelum membeli rumah seperti yang dipaparkan di atas, calon pembeli rumah akan mendapatkan informasi yang dibutuhkan sekaligus memercayai developer bersangkutan.
Namun, apabila kamu ingin mendapatkan akses informasi seputar proyek dengan lengkap dan akurat, ada cara lain yang bisa kamu lakukan secara mudah.
Kamu bisa mengakses laman http://rumah123.com/perumahan-baru/cari, lantas menentukan rumah sesuai keinginan.
Ya, cari properti baru di Rumah123 Official Developer, Gak Perlu Worry. Lebih Tepercaya, lebih nyaman.
Beli Rumah di Official Developer Rumah123, Banyak Untungnya!
Official Developer Rumah123 hadir untuk memberikan jawaban atas keraguan calon konsumen dalam membeli rumah.
Ketika kamu mengaksesnya, terdapat sederet daftar proyek dari developer ternama dan tepercaya.
Hal ini akan memudahkan calon pembeli hunian karena selain listing yang banyak, juga terdapat informasi properti yang akurat dan lengkap, pilihan unit terbaik, serta jaminan harga.
Dengan demikian, kamu akan terhindar dari pengembang bodong karena developer jempolan ada di Rumah123.
Di luar itu, terdapat promo menggiurkan bagi konsumen yang akan membeli properti di Official Developer Rumah123, yakni cashback senilai Rp5 juta cash langsung saat proses akad dengan syarat dan ketentuan sebagai berikut:
- Berlaku untuk pembelian properti baru di http://rumah123.com/perumahan-baru/cari baru yang memiliki ikon Official Developer
- Tidak ada minimum harga properti
- Periode booking 20 Oktober—31 Desember 2023
- Periode akad 20 Oktober 2023 hingga 15 Februari 2024
- Cashback sebesar Rp5 juta yang akan diberikan setelah proses akad
Sebagai informasi, kuota maksimum dari promo ini adalah 20 orang per bulannya.
Rekomendasi Rumah dari Developer Tepercaya
Untuk mendapatkan gambaran umum sebelum memberikan pertanyaan kepada developer ketika akan membeli rumah, kami sajikan sederet rekomendasi hunian dari developer tepercaya berikut ini.
1. Sejahtera Residence Sumberjaya
sumber: Rumah123.com
Bagi kamu yang mencari rumah di kawasan Bekasi, perumahan Sejahtera Residence Sumberjaya yang dikembangkan oleh PT Kreatif Inovatif Sejahtera Group dapat dijadikan pilihan.
Dengan harga Rp400 jutaan, kamu bisa memilih dua tipe unit yang tersedia, yaitu model A dan B.
Adapun spesifikasinya antara lain luas tanah 60 m2, luas bangunan 36 m2, 2 kamar tidur, dan 1 kamar mandi.
Perumahan ini dilengkapi dengan one gate system sehingga keamanannya pun terjamin.
Selain itu, lokasinya sangat strategis karena dekat ke berbagai fasilitas umum:
- 5 menit ke Stasiun Tambun Bekasi
- 10 menit ke Stasiun Bekasi Timur
- 15 menit dari Sumarecon Bekasi
- 15 menit dari Stasiun Bekasi Kota
- 15 menit dari Tol Barat
2. Jaya Imperial Park
sumber: Rumah123.com
Perumahan Jaya Imperial Park dikelola oleh developer tepercaya, yakni PT Jaya Garden Polis.
Sebagai informasi, Jaya Imperial Park mempunyai luas pengembangan hingga 8 hektare dan sejak 2013 hingga 2023 telah ada 8 cluster dan 2 komersial dibangun.
Berlokasi di Sepatan, Tangerang, hunian ini mempunyai berbagai tipe unit yang dapat kamu pilih sesuai kebutuhan.
Dari segi aksesibilitas, Jaya Imperial Park strategis karena dekat ke Bandara Soekarno Hatta (30 menit), Tol Buaran Indah (20 menit), Stasiun Tangerang (20 menit), sampai pusat perbelanjaan seperti Tangerang City Mall (15 menit).
Terdapat beragam tipe unit yang bisa dipilih di Jaya Imperial Park, mulai dari Imperial Jade hingga unit Imperial Sky.
3. Taman Jatisari Permai
sumber: Rumah123.com
Perumahan Taman Jatisari Permai dikembangkan oleh developer Winland Development.
Berada di kawasan yang aman dari banjir serta terbebas dari polusi menjadi keunggulan yang ditawarkan.
Dari desain hunian, kamu bisa memilih rumah yang berkonsep minimalis hingga Scandinavia.
Adapun harga yang ditawarkan mulai dari Rp900 juta hingga Rp1,3 miliar.
Secara lokasi, Taman Jatisari Permai dekat ke berbagai tempat strategis:
- 20 menit ke Bandara Halim Perdanakusuma
- 3 menit ke gerbang tol Jatiasih, Jatikarya, Jatiwarna
- 10 menit ke Rumah Sakit Kartika Husada dan Jatisampurna
- 19 menit ke LRT Harja Mukti
- 10 menit ke pusat perbelanjaan
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