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Simulasi Cicilan Rumah KPR 800 Juta tanpa DP. Gunakan Fiturnya di Rumah123!

08 Juni 2023 · 3 min read · by Emier Abdul Fiqih P

cicilan kpr rumah 800 juta

cicilan KPR rumah 800 juta | shutterstock.com

Ingin tahu seberapa besar kisaran angka cicilan rumah KPR 800 juta? Baca pembahasan berikut ini sampai habis, yuk!

Bagi yang bermimpi untuk memiliki rumah, ada kabar baik untukmu.

Beberapa waktu lalu, Bank Indonesia (BI) memutuskan untuk melanjutkan kebijakan relaksasi rasio Loan to Value/Financing to Value (LTF/FTV) hingga 31 Desember 2023.

Kebijakan ini memungkinkan calon pembeli properti membayar down payment (DP) 0 persen saat memanfaatkan fasilitas kredit pemilikan rumah (KPR).

Jadi, kamu bisa mencari hunian layak tinggal dengan harga yang tak terlampau tinggi. 

Misalkan saja, kamu bisa mengincar rumah yang dipatok seharga Rp800 juta, yang mana merupakan bujet cukup besar untuk jadi tempat tinggal keluargamu.

Lalu, pertanyaan berikutnya, seberapa besar cicilan yang harus kamu bayar setiap bulannya untuk membeli rumah Rp800 juta dengan DP 0 persen?

Untuk mengetahui kisaran angkanya, kamu bisa menggunakan salah satu fitur KPR yang ada di laman https://www.rumah123.com/kpr/, yakni Simulasi KPR.

Fitur tersebut akan memudahkanmu dalam menghitung estimasi cicilan beli properti incaran.

Jika baru pertama kali mengakses, kami akan menjelaskan bagaimana cara menggunakan fiturnya.

Yuk, tengok cara pakai Simulasi KPR di bawah ini!

Cara Pakai Simulasi KPR untuk Cicilan Rumah KPR 800 Juta

1. Buka Laman KPR di Rumah123

tampilan laman KPR di rumah123

sumber: rumah123.com

Pertama-tama, kunjungi laman https://www.rumah123.com/kpr/.

Setelah membuka link tersebut, kamu akan melihat tampilan seperti gambar di atas.

Lalu, pilih fitur “Simulasi KPR”.

2. Isi Pilihan Menu yang Tersedia

simulasi cicilan rumah KPR 800 juta di rumah123.com

sumber: rumah123.com

Jika kamu ingin mengecek estimasi pembiayaan kredit, isi pilihan menu yang tersedia, seperti harga properti, uang muka KPR, pilihan suku bunga, dan tenornya.

Untuk cicilan rumah KPR 800 juta, kamu bisa mengikuti simulasi di bawah ini.

  1. Masukkan angka 800 juta pada menu “Harga Properti”.
  2. Ganti persentase default pada “Uang Muka” menjadi 0.
  3. Pilih salah satu opsi yang tersedia dari “Pilihan Suku Bunga”. Pada simulasi kali ini, pilih “Bunga Terendah”.
  4. Sesuaikan tenor yang kamu inginkan pada “Jangka Waktu KPR”. Sebagai contoh, tenor yang dipilih adalah 20 tahun.
  5. Klik ikon “Simulasikan”.

Nantinya, laman fitur KPR di Rumah123 akan menghitung secara otomatis angka estimasi biaya yang harus kamu keluarkan.

Pada simulasi di atas, cicilan yang harus kamu bayarkan adalah Rp4.341.283 dengan bunga sebesar 2,86 persen selama 20 tahun.

Untuk penghitungan dengan pilihan suku bunga dan tenor yang berbeda, kamu hanya perlu menggantinya sesuai keinginan.

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Cara Mengajukan KPR Lewat Rumah123

Setelah mengetahui estimasi cicilan rumah KPR 800 juta, kamu bisa langsung melakukan proses pengajuan.

Umumnya, proses KPR yang harus kamu lalui cukup panjang sehingga cukup merepotkan.

Apabila tak ingin repot, kamu sekarang bisa mengajukan KPR di https://www.rumah123.com/kpr/bank/.

Lewat KPR di Rumah123, pengajuanmu akan lebih mudah karena dibantu oleh tim yang profesional.

Walhasil, kamu hanya perlu duduk manis di rumah karena ajukan KPR di Rumah123, tau beres aja!

Selain mudah dan simpel, KPR di Rumah123 juga menawarkan pilihan bank yang lengkap, baik itu KPR konvensional seperti KPR Bank Mandiri dan BCA, maupun KPR syariah seperti Bank Muamalat dan Bank Syariah Indonesia (BSI).

Ini membuatmu punya banyak opsi KPR yang kelak bisa dipertimbangkan.

Jadi, tunggu apalagi?

Coba ajuin KPR di Rumah123 sekarang yuk, mumpung banyak promo yang bisa didapatkan! 

***

Semoga pembahasan di atas bisa memberi manfaat lebih bagi Property People.

Pantau terus artikel seputar KPR dengan mengakses artikel.rumah123.com dan Google News kami!

Temukan beragam pilihan properti terbaik hanya di rumah123.com karena kami pasti #AdaBuatKamu.


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Emier Abdul Fiqih P
Emier Abdul Fiqih P

Menjadi penulis di 99 Group sejak 2022 yang berfokus pada artikel properti, gaya hidup, dan teknologi. Lulusan S2 Linguistik UPI ini sempat berprofesi sebagai copy editor dan penyunting buku. Senang menonton film dan membaca novel di waktu senggang.

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