Inilah cara mengajukan KPR BRI Solusi lengkap beserta dengan syarat dan keuntungannya. Yuk, simak langsung ulasan lengkapnya!
Kredit Kepemilikan Rumah (KPR) merupakan salah satu skema pembiayaan yang banyak dipilih masyarakat di Indonesia untuk memiliki hunian impian. Untuk menjawab hal tersebut, Bank Rakyat Indonesia (BRI) terus berinovasi dan memenuhi kebutuhan konsumen melalui BRI KPR Solusi.
Program ini ditujukan untuk Property People yang ingin membeli agunan lelang baik itu berupa rumah tinggal, apartemen, ruko, atau rukan.
Pembelian agunan lelang menggunakan KPR Solusi BRI memiliki banyak keuntungan, seperti mendapatkan promo free biaya provisi, administrasi & appraisal.
BRI KPR Solusi juga memberikan kemudahan buat kamu yang sedang mencari pilihan rumah terbaik dengan bekerja sama dengan Rumah123.com.
Melalui website www.investasicerdasbri.com, kamu bisa menemukan hunian yang cocok melalui metode lelang.
Ingin mengetahui informasi lebih lengkap tentang program ini?
Yuk, langsung saja kita simak penjelasannya sampai cara pengajuannya berikut ini.
Syarat dan Dokumen Pengajuan KPR BRI Solusi
Sumber: istock
Berikut beberapa syarat yang harus dipenuhi untuk mengajukan KPR BRI Solusi.
Warga Negara Indonesia
Sudah berusia minimal berusia 18 tahun atau sudah menikah
Tidak memiliki tunggakan utang di bank manapun
Join income dengan pasangan jika sudah menikah
Kalau sudah memenuhi syarat di atas, selanjutnya kamu perlu menyiapkan syarat dokumen di bawah ini:
Fotokopi Surat Ijin Praktek (untuk profesional atau pekerja dengan pendapatan tidak tetap)
Fotokopi Surat Pengangkatan Sumpah Profesi (untuk profesional atau pekerja dengan pendapatan tidak tetap)
Fotokopi SIUP, TDP, SITU, dan lain-lain (untuk wiraswasta)
Fotokopi akta pendirian perusahaan (untuk wiraswasta)
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Cara Pengajuan KPR BRI Solusi
Sumber: istock
Untuk mendapatkan hunian yang sesuai dengan kebutuhan kamu juga sangat mudah, lo!
Kamu cukup mengikuti beberapa langkah di bawah ini.
Buka situs Investasi Cerdas BRI
Daftarkan diri di situs lelang.go.di dan membayar biaya lelang (tim Bank BRI akan memberikan bantuan kepada calon pembeli)
Daftarkan diri untuk mengajukan KPR Solusi dari BRI (pengajuan KPR Solusi dari Bank BRI sudah harus diputus maksimal H-2 dari tanggal pelaksanaan lelang)
Jika kamu menang proses lelang, kamu akan diminta membayar harga lelang yang sudah disepakati.
Di rentang waktu ini pula akan dilakukan akad pengajuan KPR Solusi.
Rumah lelang akan dibayarkan oleh Bank BRI sesuai kesepakatan akad KPR Solusi ke KPKNL.
Jika sudah selesai, kamu sudah bisa menempati rumah yang diinginkan.
Perkiraan Biaya BRI KPR Solusi Melalui Lelang
Sumber: istock
Terdapat beberapa perkiraan biaya BRI KPR Solusi yang harus kamu ketahui jika membeli rumah dengan cara lelang.
Lulusan Binus jurusan Hubungan Internasional. Mengawali karier sebagai jurnalis di Detikcom pada 2018 dan sekarang bekerja di 99 Group sebagai penulis artikel. Tio rutin menulis tentang properti, gaya hidup, dan teknologi.
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